Add in seconds
Record income or an expense with amount, category, account, date, merchant and a note. Mark refunds so they reduce spending instead of counting as income.
Free · Offline · Android
PocketLedger is a private expense tracker that lives entirely on your phone. Track income, spending, budgets and every account you use — without sign-ups, ads or an internet connection.
Your data is stored only on your device.
The app has no internet permission at all.
Open it and start. Nothing to sign up for.
No analytics or ad SDKs inside.
Features
Simple enough to use every day, detailed enough to see where your money really goes.
Record income or an expense with amount, category, account, date, merchant and a note. Mark refunds so they reduce spending instead of counting as income.
Net cash flow, income and expenses for any month, an interactive spending-by-category chart, recent activity and live account balances.
Set a monthly limit for any category and see what you've spent, what's left, and when you've gone over.
Add as many accounts as you use. Pick from popular banks like SBI, HDFC, ICICI, Axis and Kotak, or UPI apps like Google Pay and PhonePe — or type any name.
Every transaction keeps a version history showing exactly what changed. Deleted items can be restored, and an activity log records every change.
Use INR, USD, EUR and GBP. Totals are always shown per currency — amounts are never silently mixed or converted.
Screens
Real screens from the app, with sample data.
Privacy
Most money apps want your bank login, your SMS inbox or an account in their cloud. PocketLedger was built the other way around.
Read the privacy policy →FAQ
Yes. There are no ads, no subscriptions and no in-app purchases.
Only in the app's private storage on your phone. Nothing is sent to us or anyone else, and the app has no internet permission.
No. You add transactions yourself. Bank and UPI app names are just labels you choose for your accounts — the app never contacts them.
Android's built-in phone-to-phone transfer (when you set up a new phone) can copy the app's data directly between your devices. A manual backup and export option isn't available yet.
Indian Rupee, US Dollar, Euro and British Pound. Each account has its own currency, and totals are always shown per currency — never converted.
Android 7.0 or newer. An iPhone version isn't available.
Delete individual transactions in the app, or remove everything by uninstalling it (or Android Settings → Apps → PocketLedger → Storage → Clear storage).
Free, private and ready in seconds.
Coming soonon Google Play · Android 7.0+